Toast Balance Account Exclusive Offer: Get up to $500 in bonus cash by increasing your total balance!**

*Toast is not a bank. Banking services provided by Thread Bank, Member FDIC. Interest rate of 2.96% and Annual Percentage Yields (APY) of 3.00% for accounts with balances below $25,000, and interest rate of 3.20% and APY of 3.25% for accounts with balances $25,000 or higher, are effective as of 8/1/2024. The interest rates and APYs are variable and may change at any time. Fees may affect earnings on the account. Average for interest-bearing checking account is based on a national survey of deposit rates as of March 18, 2024.

**One bonus per eligible customer.  Customer must satisfy all applicable terms and conditions and have an active primary Toast Balance Account in good standing to be eligible to receive bonus.  Bonus promotion may be modified or canceled at any time.

***The amount of the bonus will be proportionally adjusted at the ratio of $0.01 in additional bonus for every $100 deposited if your average daily balance is partially between any two tiers.  You must have an average daily balance of at least $5,000 to earn a bonus, and the maximum bonus you can earn is $500.

What could an extra $500 in your pocket do for you? As a valued Toast Balance Account* user, you have an exclusive offer to earn up to $500 in cash bonuses** for increasing your total balance!

The higher your total balance gets, the bigger the bonus:

Looking to transfer $25,000 or more? Speed up your process by chatting with a Toast Balance specialist by clicking this link!

To earn your cash bonus, simply follow these three steps:

1. Increase your total balance in your Toast Balance Account and any Jars within 30 days of the promotional email's send date.

   • Transfer funds to get started right away — we'll reimburse the wire fee for any inbound wire over $25,000.

   • Increase your Auto Savings to build your balance over time — the cash bonus you’re eligible for will grow as your average daily balance grows!***

2. Maintain your average balance for 90 consecutive calendar days.

3. If your average daily balance meets the levels in the chart above for 90 consecutive calendar days, you’ll get up to $500 in bonus cash deposited into your primary Toast Balance Account Toast within 30 days of meeting these requirements.

If your average daily balance is between any tiers in the chart above, we’ll increase the amount of your bonus to match.  For example, if your average daily balance is $7,500, you will receive a $75 bonus.***

FAQs

What does “average daily balance” mean?

• This is the average of the ending daily total available funds you have across your Toast Balance Account and Jars, over a specific period of time. We’ll use this to calculate what cash bonus amount you’re eligible for

How long do I need to maintain my total balance at a certain level?

• You must maintain your average daily total balance for 90 consecutive calendar days as specified to receive the cash bonus for the total balance tier in the table above.

What happens if my average daily total balance increases during the promotional period?

• If your average daily balance is between any tiers in the chart above, we’ll increase the amount of your bonus to match.  For example, if your average daily balance is $7,500, you will receive a $75 bonus.
• The amount of the bonus will be proportionally adjusted at the ratio of $0.01 in additional bonus for every $100 deposited if your average daily balance is partially between any two tiers.  You must have an average daily balance of at least $5,000 to earn a bonus, and the maximum bonus you can earn is $500.

How and when will I receive my cash bonus?

• If your average daily balance meets the levels in the chart above for 90 consecutive calendar days, you’ll get up to $500 in bonus cash deposited into your primary Toast Balance Account Toast within 30 days of meeting these requirements.

For general Toast Balance Account FAQs, including ACH limits and wiring information, click here.

*Toast is not a bank. Banking services provided by Thread Bank, Member FDIC. Interest rate of 2.96% and Annual Percentage Yields (APY) of 3.00% for accounts with balances below $25,000, and interest rate of 3.20% and APY of 3.25% for accounts with balances $25,000 or higher, are effective as of 8/1/2024. The interest rates and APYs are variable and may change at any time. Fees may affect earnings on the account. Average for interest-bearing checking account is based on a national survey of deposit rates as of March 18, 2024.

**One bonus per eligible customer.  Customer must satisfy all applicable terms and conditions and have an active primary Toast Balance Account in good standing to be eligible to receive bonus.  Bonus promotion may be modified or canceled at any time.

***The amount of the bonus will be proportionally adjusted at the ratio of $0.01 in additional bonus for every $100 deposited if your average daily balance is partially between any two tiers.  You must have an average daily balance of at least $5,000 to earn a bonus, and the maximum bonus you can earn is $500.