Interchange-plus provides you with more detailed reporting.

We are happy to offer you a custom Interchange- plus rate ("IC+")

With IC+ pricing, you’ll pay one consistent markup for every card and transaction type, while the underlying interchange and network fees are passed through to you. 

As a cost-plus pricing model, IC+ provides complete transparency into your card processing fees, so you’ll know exactly what you’re paying for — all with zero hidden fees.

If you would like to stay on your flat rate, no action is required from you.


Transition to Toast’s IC+ pricing

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(857) 301-6002
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What are the benefits of IC+ payment pricing?

  • Detailed Reporting
    Toast’s markup is listed separately from interchange and network fees in your statement so you know exactly what you’re paying for.

  • One consistent markup
    Pay the same markup regardless of card brand and type for both card-present and card-not-present transactions.

  • No hidden fees
    Features such as real-time machine learning fraud monitoring, advanced reporting, 365/24/7 customer care, and more are all included as part of your fee.

*By clicking "Switch to IC+ Pricing," I, on behalf of the merchant (the "Merchant") that received the email invitation containing the link to this page (the "Invitation") understand and agree that, effective June 1, 2021, the pricing model under the Merchant's Toast Merchant Agreement will change to Interchange Plus for Visa and MasterCard transactions, and processing cost for American Express transactions, subject to the terms set forth in the Invitation. Those terms, including the pricing set forth therein, will be incorporated into the Toast Merchant Agreement and will replace the existing pricing described therein. By clicking the button above, I represent that I am authorized to act on behalf of the Merchant and make this change.

You must have Javascript enabled in order to submit forms on our website. If you'd like to contact Toast please call us at:

(857) 301-6002

We’ll handle your info according to our privacy statement.